Details, Fiction and 228 loan
질문과 답변을 제공하는 서비스입니다. 궁금한 점이 있다면 지식인에서 검색해 보세요.(six) A map of each facility-dependent assessment area and, as applicable, Every retail lending assessment spot demonstrating the boundaries of the realm and pinpointing the census tracts contained in the region, either around the map or in a very separate record; and
indicates, notwithstanding the definition of “compact farm” During this segment, a loan included in “loans to modest farms” as noted in Program RC-C of the Call Report.
The Board publishes on its community Site, at least 30 times upfront of the beginning of every calendar quarter, a list of banks scheduled for CRA examinations for the next two quarters.
After you are matched having a lender, and also your loan is authorized, the fascination prices and charges that you'll incur throughout repayment will be presented to you.
(i) All the knowledge necessary for your lender's general public file need to be preserved at the primary Office environment and, if an interstate financial institution, at one particular branch Business office in Every single State; and
) Positive aspects or serves a number of geographic places with reduced amounts of Group progress financing;
) Positive aspects or serves a number of geographic areas with minimal amounts of Group growth funding;
The Board reviews the effects and responsiveness in the financial institution's Group advancement loans and Neighborhood growth investments that reward or serve a multistate MSA, as furnished in § 228.15.
An Modification to your program need to adjust to all appropriate necessities of this area, Until the Board waives a necessity as not applicable.
The Board considers the loans, investments, companies, and goods of affiliate marketers of a bank that aren't functions subsidiaries, with the lender's possibility, subject matter to the following:
) of this area in the identical calendar 12 months, of the Local community progress loan refinanced or renewed inside of a calendar year subsequent on the year of origination or obtain, as of December 31 from the calendar year for yearly which the loan stays about the financial institution's stability sheet; or an existing Neighborhood advancement financial commitment renewed in a very 12 months subsequent for the 12 months the financial investment was designed as of December 31 for on a yearly basis which the expenditure remains around the financial institution's harmony sheet.
A bank ought to sustain a community file, in possibly paper or electronic format, that includes the next facts:
Pursuant to here § 228.21, the Neighborhood Development Funding Check for Confined Goal Banking companies evaluates a minimal objective lender's record of assisting to fulfill the credit score desires of its complete Group by means of Group improvement loans and Local community development investments (